About Drafty | Personal Credit
Tired of payday loans or other expensive forms of credit? Drafty is your fee-free way to get access to cash when you need it. Apply for up to £3,000 and get a near-instant decision. If approved, you'll be given a Drafty...
Tired of payday loans or other expensive forms of credit? Drafty is your fee-free way to get access to cash when you need it. Apply for up to £3,000 and get a near-instant decision.
If approved, you'll be given a Drafty account - a line of credit with an agreed credit limit. You can draw cash from your credit line at any time! Pay only for what you use and save the rest as a safety net for later.
With the Drafty app, you can:
- Apply for up to £3,000
- Draw cash
- Check your balance
- Manage payments
Representative 89.7% APR
If you want to find out more about Drafty and how it offers an alternative to loans, check out our website at drafty.co.uk.
Drafty is a credit line with a representative 89.7% APR, and a maximum APR of 91.2%. There is a daily interest rate of 0.18% and there are no additional fees. Drafty is not a fixed loan product. There is no minimum or maximum repayment period. If you draw cash, you will be expected to make minimum monthly repayments.
Representative Example: Representative 89.7% APR. Based on drawing your full approved credit limit of £1200 and repaying in 12 equal instalments at an
Annual Interest Rate of 65.7%(Fixed). Total repayable is £1,601.40
Previous Versions
Here you can find the changelog of Drafty | Personal Credit since it was posted on our website on 2016-10-04 19:32:35.
The latest version is 3.33 and it was updated on 2026-10-07 00:39:23. See below the changes in each version.
Drafty | Personal Credit version 3.33
Updated At: 2021-09-01
Changes: A few enhancements and technical fixes. Please keep our app updated so you've always got our latest improvements.
Drafty | Personal Credit version 3.9
Updated At: 2019-12-05
Drafty | Personal Credit version 2.5
Updated At: 2018-01-28
Changes: You can now easily reset your password through the app.
Drafty | Personal Credit version 1.1
Updated At: 2016-08-29
Changes: * Get payment reminders
Disclaimer
External Download
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